Get the letter right before you make the offer
Readiness checker: documents and the letter's clock
Desk answer
Tick each document you already have in hand, then enter the date and the number of valid days printed on your letter. The checker shows what is still missing and how many days remain before the letter needs renewing. Your ticks stay in this browser only.
Last reviewed against the primary sources listed below.
Arizona Home Loan Guide · https://arizonamortgage.loan/readiness-checker.html · General education only; nothing you entered was stored.
How to read your result
The result lists the documents and steps you have ready and those still missing, in the order lenders usually ask for them.
- Ready: items you have.
- Missing: items to gather.
- Next: the step to take first.
What to do next
Gather the missing items, then ask two or three lenders for preapproval in the same week.
About the list
These are documents lenders commonly request. Your lender's list may be shorter or longer; theirs is the one that counts.
Questions buyers bring to the desk
What documents do I need for mortgage preapproval?
Lenders commonly ask for ID, recent pay stubs, two years of W-2s or 1099s, bank statements, and explanations for any large deposits. Self-employed borrowers are usually asked for tax returns.
Does this checker send my answers anywhere?
No. Ticks are kept in your browser's local storage and the date math runs on your device.